Scarlett’s trial practice focuses on insurance coverage disputes, general liability and professional liability defense. She represents insurers, businesses, property owners and professionals in the state and federal courts of Massachusetts, New Hampshire, New York and Rhode Island. Scarlett also defends lawyers, accountants, condominium boards, property managers and owners, skilled nursing facilities, and other professionals in all aspects of litigation including, if necessary, arbitration and trial. She is an accomplished trial lawyer with a strong courtroom presence during both oral arguments and witness examinations. Insurance companies, businesses and professionals faced with litigation rely on Scarlett for her tenacity and strong legal advocacy skills to obtain a swift and favorable resolution of the matter. With her insightful legal analysis and practical approach, clients turn to Scarlett for her ability to solve highly complex and difficult disputes in a manner that makes both legal and business sense.
Bar Admissions
Commonwealth of Massachusetts
State of New Hampshire
State of New York
State of Rhode Island
United States Court of Appeals for the First Circuit
United States Court of Appeals for the Second Circuit
United States Court of Appeals for the Sixth District
United States District Court for the District of Massachusetts
United States District Court for the District of New Hampshire
United States District Court for the District of Rhode Island
United States District Court for the Eastern District of New York
United States District Court for the Southern District of New York
Education
Boston College Law School, J.D., cum laude, 2006
University of Massachusetts, B.A., summa cum laude, 2002
Clerkships
Honorable R. Malcolm Graham, Massachusetts Appeals Court (2006-2007)
- American Bar Association
- Massachusetts Bar Association
- New Hampshire Bar Association
- New York Bar Association
- Rhode Island Bar Association
- Women’s Bar Association of Massachusetts
- Professional Liability Underwriting Society
- Author, “Cyber Liability: An Overview of Corporate/Law Firm Exposure, Preparedness, and Cyber Insurance,” New Hampshire Bar News, February 2024 (Co-Authored with Tamara Smith Holtslag, Esq. of Peabody & Arnold and Jessica Eldridge, Sr. VP & Practice Director of Cyber, J.S. Held Forensic Accounting/Insurance Service’s Practice)
- “Proper Tool Use”: An analysis of various courts’ application of “hammer clauses” contained in insurance policies. Best Review Magazine (June 2012)
- “Property Managers Face Liability as Landlords.” Banker & Tradesman (May 30, 2011)
- “The Designated Premises Endorsement.” Claims Magazine (August 2010)
- XL Specialty Insurance Co. et al. v. AR Capital, LLC et al., New York Supreme Court for the State of New York Index No. 650018/2019 (Feb. 2, 2021) (summary judgment allowed in favor of directors & officers liability insurers).
- Hayes v. CRGE Foxborough, LLC, C.A. No. 1:13-cv-12014 (D. Mass. 2016)(secured jury verdict in favor of architect sued for negligence).
- Madden v. 4499 Acushnet Operating Company, LLC et al., C.A. No. 2011-02929 (Mass. Super. 2016)(defense verdict in favor of long-term acute care hospital).
- Chute et al. v. Trustees of 2 Otis Place Condominium Trust, C.A. No. 2014-03054 (Mass. Super. Ct. 2015)(successfully defended condominium trustees at bench trial concerning equitable relief claim asserted by a unit owner).
- Simpson v. Bedford Hills Center, C.A. No. 216-2015-cv-00341 (N.H. Super. Ct. 2015)(motion to compel arbitration allowed).
- Mount Vernon Fire Insurance Company v. Visionaid, Inc., 91 F.Supp.3d 66 (D. Mass 2015)(insurer is not obligated to fund prosecution of insured’s counterclaim).
- Haley Charest et al. v. Western World Insurance Company, C.A. No. 217-2015-cv-00126 (N.H. Super. Ct. 2016)(auto exclusion applied to preclude coverage under general liability policy).
- Amponsah v. Mount Vernon Fire Insurance Company, C.A. No. PC2015-5219 (R.I. Super. Ct. 2016)(motion to dismiss allowed concerning claimants’ direct claims against insurance company).
- Lexington Ins. Co. v. United Health Group, Inc., C.A. No. 09-cv-10504 (D. Mass. 2011)(insurer was prejudiced as a matter of law where insured failed to adequately notify insurer of multi-million-dollar lawsuit that insured litigated for years).
Scarlett enjoys running, skiing, cooking and spending time with her family and faithful pug, Chata.